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Information Regarding Federal Student Aid

  • Financial Page Home
  • Maximum Timeframe and Pace of Completion

    Maximum Timeframe to Complete

    The maximum timeframe of completion to remain eligible for financial aid is 111.11% of the published length of a program (100 / 90% = 111.11%). For example, a program published length of 45 weeks must be completed in 50 calendar weeks (45 x 111.11% = 49.99).

    Pace of Completion

    All students must successfully complete at least 90% of their cumulative attempted clock hours to stay on pace with the maximum timeframe requirements. Attempted clock hours are the hours a student attends each payment period. Pace of progress is measured by taking the cumulative clock hours successfully completed by the student divided by the number of cumulative clock hours the student attempted through the end of the payment period or period of enrollment.

  • Satisfactory Academic Progress
  • Federal Direct Loans
  • Federal Student Aid Resources
  • Net Price Calculator
  • College Navigator Website

Financial Aid Information


Contact: McKenzie Wirtz, Financial Aid & Student Services Coordinator

330-729-4100 ext.: 1911

Career Training Programs

Students enrolled in a career training program may be eligible for the following financial assistance. Please contact the Adult Career Center to learn more.

Federal Student Aid Pell Grant and Direct Loans

Only programs with 600 hours or more are eligible for federal Pell Grant & Direct Loan financial assistance opportunities.


Federal Pell Grant

The free application is available online at Please include our Federal School Code, 017282, on your FAFSA application. You must create an FSA ID in order to complete the FAFSA. Eligibility is determined by Title IV guidelines. A financial aid offer itemizing the student's financial arrangements is given to the students for approval prior to disbursing any funds. Pell grant monies are applied to a student's account each payment period as long as the student has maintained satisfactory academic progress.

Federal Student Loan Program

These are interest-bearing loans which must be repaid regardless of course completion. Loans made by the federal government, called federal student loans, usually offer borrowers lower interest rates and have more flexible repayment options than loans from banks or other private sources.

More Information on Federal Direct Loans

Veterans’ Education Benefits

    Veterans or immediate family members may be eligible for assistance through the Veterans' Administration. For eligibility information, or to apply, contact the Mahoning Veterans Service Office at 330-740-2451 or apply online at

    Workforce Innovation & Opportunity Act Assistance

    Mahoning County Ohio Means Jobs (OMJ) will assist qualified applicants with this process. Call 330-965-1787 for more information. Apply through the Ohio Means Jobs (OMJ) located in your county. Funds are disbursed according to agency policy. Call your local OMJ at the number listed below for more information or to find out how to apply.

    School Payment Plan

    A school payment plan can be established for monthly payments of tuition and school-related expenses. No interest is charged for the payment plan. A payment plan contract is available in the Adult Career Center Business Office. In order for a student to continue enrollment into the next payment period all tuition costs from the previous payment period must be paid in full. All account balances must be paid in full prior to a student beginning an externship, sitting for certifications and in order to receive a career passport.


    Some professional organizations, foundations, and employers offer scholarships for continuing education. Check with these organizations or your employer.

    Allow 4-6 weeks to process applications and related paperwork connected with financial aid.

    MCCTC Student Catalog

    Information on school policies regarding a student's rights and responsibilities, available financial assistance, institutional policies, completion/graduation rates, student code of conduct, campus security and drug  /alcohol abuse policy is located in the MCCTC Student Catalog. The Student Catalog is distributed to each new student via email prior to the first day of class. A printed copy of the Catalog may be distributed during the required Orientation Session or requested from the Adult Career Center Business office at any time.

    Click here to view the MCCTC Student Catalog on-line.

    Withdrawal and Refund Policies

    Students may withdraw from a Career Certification Program by notifying the Program Administrator in writing. Please click here to view our prorated refund policies and procedures.

    Consumer Information via College Navigator

    College Navigator Website

    Financial Aid Questions?

    Contact: McKenzie Wirtz, Financial Aid & Student Services Coordinator

    330-729-4100 ext.: 1911

    Financial Aid Videos

    Be sure to watch these short videos to learn about your responsibilities as a federal student loan borrower and what you should expect:

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    Financial Aid Resources:
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